Seashell Starfish Charm Waist Chain

A fine belly chain strung with natural-look cowrie shells, conch spirals, starfish and small faux pearls, so it rattles softly as you move. It sits low across the hips over a bikini bottom or a low-rise skirt, catching the sun with every step. The long extender chain lets you set it snug at the waist or looser on the hips, which makes the fit forgiving. Some versions layer a second strand or cluster the charms into a fuller fringe for more drama. It is a quick way to make a plain swimsuit feel like a holiday outfit.

• Material: Metal with shell charms